.hero {
  position: relative; min-height: calc(100vh - var(--nav-height));
  display: grid; align-items: center; overflow: hidden;
  color: var(--c-text);
}
.hero .h-hero,
.hero .h2 { color: var(--c-text); }
.hero .body-lg { color: var(--c-text-2); }
.hero-slide {
  position: absolute; inset: 0; opacity: 0; transition: opacity 0.9s ease;
  background-size: cover; background-position: center;
}
.hero-slide.is-active { opacity: 1; z-index: 1; }
.hero-overlay {
  position: absolute; inset: 0; z-index: 2;
  background: linear-gradient(135deg, rgba(18,36,54,0.72) 0%, rgba(30,74,114,0.55) 50%, rgba(18,36,54,0.7) 100%);
}
.hero-inner {
  position: relative; z-index: 3; max-width: var(--max-width);
  margin: 0 auto; padding: var(--sp-8) var(--sp-5);
  display: grid; gap: var(--sp-8); align-items: center;
}
@media (min-width: 1024px) {
  .hero-inner { grid-template-columns: 1.05fr 0.95fr; min-height: calc(100vh - var(--nav-height) - 80px); }
}
.hero-copy { position: relative; }
.hero-pane { display: none; }
.hero-pane.is-active { display: block; animation: hero-fade-in 0.45s ease; }
@keyframes hero-fade-in {
  from { opacity: 0; transform: translateY(10px); }
  to { opacity: 1; transform: none; }
}
@media (prefers-reduced-motion: reduce) {
  .hero-pane.is-active { animation: none; }
}
.hero-visual {
  display: none; border-radius: var(--r-lg); overflow: hidden;
  border: 1px solid var(--c-border); box-shadow: var(--shadow-card);
  aspect-ratio: 4/3; position: relative;
}
@media (min-width: 1024px) { .hero-visual { display: block; } }
.hero-visual img {
  width: 100%; height: 100%; object-fit: cover;
  transition: opacity 0.9s ease;
}
.hero-visual img.is-fade { opacity: 0; }
.hero-shield {
  position: absolute; right: 8%; top: 12%; width: 120px; height: 150px;
  opacity: 0.12; color: var(--c-teal); pointer-events: none;
}
.hero-eyebrow {
  display: inline-flex; align-items: center; gap: var(--sp-2);
  color: var(--c-teal); margin-bottom: var(--sp-4);
  padding: 5px 12px; border-radius: var(--r-pill);
  border: 1px solid var(--c-border); background: var(--c-teal-glow);
}
.hero-eyebrow::before {
  content: ''; width: 6px; height: 6px; border-radius: 50%; background: var(--c-amber);
}
.hero-actions { display: flex; flex-wrap: wrap; gap: var(--sp-3); margin-top: var(--sp-6); }
.hero-dots { display: flex; gap: var(--sp-2); margin-top: var(--sp-7); }
.hero-dot {
  width: 10px; height: 10px; border-radius: 50%; border: none;
  background: rgba(255,255,255,0.3); cursor: pointer;
}
.hero-dot.is-active { background: var(--c-teal); }

.trust-marquee {
  background: linear-gradient(90deg, rgba(255, 255, 255, 0.06) 0%, var(--c-surface-2) 50%, rgba(255, 255, 255, 0.06) 100%);
  border-top: 1px solid var(--c-white-line);
  border-bottom: 1px solid var(--c-border-subtle); overflow: hidden; padding: var(--sp-3) 0;
}
.trust-marquee-track {
  display: flex; gap: var(--sp-6); white-space: nowrap;
  animation: marquee 28s linear infinite; font-family: var(--font-mono); font-size: 12px; color: var(--c-text-2);
}
@keyframes marquee {
  0% { transform: translateX(0); }
  100% { transform: translateX(-50%); }
}

.stats-bar {
  background: linear-gradient(180deg, rgba(255, 255, 255, 0.12) 0%, var(--c-navy-bright) 18%, var(--c-navy) 100%);
  padding: var(--sp-6) var(--sp-5);
  border-top: 1px solid var(--c-white-line);
  border-bottom: 1px solid var(--c-border);
}
.stats-inner {
  max-width: var(--max-width); margin: 0 auto;
  display: grid; gap: var(--sp-5); grid-template-columns: 1fr;
  text-align: center;
}
@media (min-width: 640px) { .stats-inner { grid-template-columns: repeat(3, 1fr); } }
.stat-label { font-size: 13px; color: var(--c-text-2); margin-top: var(--sp-2); }

.flow-steps {
  display: flex; flex-wrap: wrap; gap: var(--sp-4); justify-content: center; align-items: flex-start;
}
.flow-step { text-align: center; flex: 1 1 120px; max-width: 160px; }
.flow-icon {
  width: 56px; height: 56px; margin: 0 auto var(--sp-3);
  border-radius: 50%; border: 2px solid var(--c-teal);
  display: flex; align-items: center; justify-content: center;
  font-family: var(--font-mono); font-size: 12px; color: var(--c-teal);
  background: var(--c-surface-2);
}
.pillar-grid { display: grid; gap: var(--sp-4); }
@media (min-width: 640px) { .pillar-grid { grid-template-columns: repeat(2, 1fr); } }
.pillar-item {
  padding: var(--sp-4);
  background: var(--c-surface-2);
  border-radius: var(--r-sm);
  border: 1px solid var(--c-border-subtle);
  border-left: 2px solid var(--c-teal);
}
.quote-block {
  background: var(--c-surface-2); border-left: 4px solid var(--c-teal);
  padding: var(--sp-6); border-radius: var(--r-md); max-width: 800px; margin: 0 auto;
}
.insights-grid .card-date,
.insights-card .card-date { font-size: 12px; color: var(--c-text-muted); margin-top: var(--sp-3); }

.insights-track {
  display: flex;
  gap: var(--sp-5);
  overflow-x: auto;
  scroll-snap-type: x mandatory;
  -webkit-overflow-scrolling: touch;
  padding: var(--sp-2) var(--sp-1) var(--sp-4);
  margin: 0 calc(var(--sp-5) * -1);
  padding-left: var(--sp-5);
  padding-right: var(--sp-5);
}
.insights-track::-webkit-scrollbar { height: 6px; }
.insights-track::-webkit-scrollbar-thumb {
  background: var(--c-border);
  border-radius: var(--r-pill);
}
.insights-card {
  flex: 0 0 min(88vw, 340px);
  scroll-snap-align: start;
  min-height: 100%;
}
.insights-empty { padding: var(--sp-4); }
.insights-cta { text-align: center; margin-top: var(--sp-6); }
@media (min-width: 900px) {
  .insights-track {
    display: grid;
    grid-template-columns: repeat(3, 1fr);
    overflow: visible;
    margin: 0;
    padding: 0;
  }
  .insights-card { flex: none; }
}
.cta-band {
  background: linear-gradient(160deg, var(--c-navy-bright) 0%, var(--c-navy) 60%, var(--c-surface-2) 100%);
  text-align: center;
  padding: var(--sp-9) var(--sp-5) var(--sp-7);
  margin-bottom: 0;
}
.cta-band .stat { font-size: clamp(28px, 4vw, 42px); }

.compliance-row {
  display: flex; flex-wrap: wrap; gap: var(--sp-5); justify-content: center;
  padding: var(--sp-6) var(--sp-5);
}
.compliance-row.section-bright .compliance-badge {
  padding: var(--sp-4);
  border-radius: var(--r-md);
  background: rgba(255, 255, 255, 0.06);
  border: 1px solid var(--c-white-line);
}
.compliance-badge {
  text-align: center; max-width: 200px;
}
.compliance-badge .badge-icon {
  width: 48px; height: 48px; margin: 0 auto var(--sp-3);
  border-radius: 50%; border: 1px solid var(--c-border);
  display: flex; align-items: center; justify-content: center; color: var(--c-teal);
}
.section-tight { padding-bottom: 0; }